Articles Dollar Cost Averaging in a Down Market How Women Can Narrow the Retirement Saving Gender Gap Should You File Jointly, Or Not? Smart Financial Moves in Your 20s, 30s, 40s & 50s The Lottery Is No Retirement Plan Will You Avoid These Estate Planning Mistakes Dollar cost averaging is a long-term strategy which does not assure a profit nor protect against a loss in a declining market. Investors should carefully consider their ability to continue regular purchases through periods of low price levels.